34% of business leaders globally utilized usernames and passwords as the primary method of customer authentication, a decrease of five percentage points from 2024.

The US suspected digital fraud rate fell to 3.5% in H1 2025 after spiking at 4.5% in H1 2024.

Usernames and passwords are used by 60% of respondents as an authentication method for personal accounts.

Only 26% of respondents consider usernames and passwords to be the most secure authentication method.

Usernames and passwords are used by 56% of respondents as an authentication method for work accounts.

51% of respondents said fraud is more common when using username and password alone.